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Battle Over Obamacare
weekly primer
Apr 24, 2018

The Week in Health Care: Trump Admin’s Short-Term Insurance Plans Mean Long-Term Pain

A new study out Monday morning from the Kaiser Family Foundation offers yet more proof of the threat the Trump administration’s short-term insurance rule poses to the country’s health-care markets. The rule allows healthier people to buy cheap, skimpy health-insurance plans, a policy that will drive up costs for sicker individuals who rely on comprehensive Obamacare plans to cover their medical needs. But Kaiser’s experts say even those who think they only need a bare-bones plan could find themselves deep in debt. “Typical short-term policies do not cover maternity care, prescription drugs, mental health care, preventive care, and other essential benefits,” the report found. Additionally, “applicants with health conditions can be turned down or charged higher premiums, without limit, based on health status, gender, age, and other factors.” Furthermore, because the plans are not renewable, someone who becomes sick while enrolled could be shut out altogether after a single year. The new report comes as the Trump administration wraps up the public…

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