Just who is in charge of protecting consumers from predatory business practices?
The battle underway for the leadership of the Consumer Financial Protection Bureau is being fought in the CFPB’s inboxes Monday morning.
The fight is between the very conservative Mick Mulvaney, the current director of the Office of Management and Budget, and Leandra English, the next in command behind Obama’s recently departed pick, Richard Cordray.
Trump is trying to appoint Mulvaney as acting director of CFBP, which English says is illegal. For her part English claims the law provides that she became acting director when Cordray stepped down. English filed suite over the weekend, asking for both a temporary injunction and a restraining order against Mulvaney.
Monday morning, English sent the following email to her colleagues at the Consumer Financial Protection Bureau and signed it “Leeandra English, Acting Director:”
Dear Colleagues,
I hope that everyone had a great Thanksgiving. With Thanksgiving in mind, I wanted to take a moment to share my gratitude to all of you for your service.
It is an honor to work with all of you.
Best,
Leandra English
Acting Director
Moments later, Mulvaney replied, also signing his email “acting director”:
All,
I was working on an introductory email just now to thank all of you for the very smooth transition this morning as I assume the role of Acting Director; I hope to finish that email shortly.
However, it has come to my attention that Ms. English has reached out to many of you this morning via email in an attempt to exercise certain duties of the Acting Director. This is unfortunate but, in the atmosphere of the day, probably not unexpected.
Please disregard any instructions you receive from Ms. English in her presumed capacity as Acting Director. If you receive additional communications from her today in any form, related in any way to the function of her actual or presumed official duties (i.e. not personal), please inform the General Counsel immediately.
I apologize for this being the very first thing you hear from me. However, under the circumstances I suppose it is necessary.
I look forward to working with all of you. If you’re at 1700 G St today, please stop by the fourth floor to say hello and grab a donut.
Thanks,
Mick Mulvaney
Acting Director
The head of operations at the CFPB, Sartaj Alag, tried to play referee:
Ops Colleagues:
While you may be reading a variety of views in the news, our general counsel has advised that Mick Mulvaney is our interim director, and we should do our part to collaborate with him and his team on a smooth transition.
If you have questions about anything related to the CFPB leadership transition, please do not hesitate to reach out to me. I encourage you to review the Bureau’s policies on media inquiries, congressional inquiries, and intergovernmental inquiries (available on the wiki). The CFPB leadership transition has been the subject of several press stories over the weekend. Please follow the applicable guidelines should you receive inquiries about this or any other matter related to the Bureau’s operations.
Thanks very much for your dedication and professionalism.
Sincerely,
Sartaj Alag
COO
A source tells TPM that there is very little institutional support for Mulvaney, who has been broadly critical of government regulation and of the CFPB in particular.
Disturbing that potential CFPB and FDIC director reports directly to POTUS.
I’m curious how the General Counsel made that conclusion when the enabling legislation for the CFPB clearly says that English is acting director.
Some other court decision or law before CFPB that set precedent. Doesn’t make sense.
I see the Trump dumpster fire is still roaring along. What a frickin’ joke.
Run for office- the 2018 elections are less than a year away! And if Trump and Louie Gohmert can get elected what’s to stop a qualified candidate?
Become a Precinct Committee Officer, sometimes it’s a Ward officer. You’ll meet with neighborhood Dems and get out the vote. Find good citizens willing to run for office.
Register people to vote. If you need to help people overcome the GOP-led Voter run-around help them do that.
Run for School Board. Make sure Civics is being properly taught. Think a majority of America knows how government works? Just 26% of eligible voters in America voted for Trump and half of eligible voters stayed home last November. Today’s 12-year olds will be voting for President in 8 years.
Run for Mayor, City Council, County Commissioner, Borough Assembly.
Get appointed to your Planning Commission. Know everything going on in your community.
Run for State Legislature or Congress. The next census is in 2020, just over 2 years from now, when we redraw Congressional Districts.
And get rid of GERRYMANDERING! Safe GOP seats gave us such intellectual giants as Louie Gohmert and Steve King. In most cases it’s the state Legislature that draws Congressional boundaries. Make it FAIR, OPEN and HONEST! We can do this!
Overturn Citizens United. Money is NOT speech and Corporations are NOT people- at least not until Texas executes one, and overturn any voter ID laws that are clearly an attempt to disenfranchise the poor and people of color.
.
“If you’re disappointed by your elected officials, grab a clipboard, get some signatures, and run for office yourself.”
-President Barack Obama
The CFPB was neutered under Obama and will be destroyed by Trump. Protecting the victims of contracts of adhesion and other bank abuse is a grand idea, but never had a chance.