In it, but not of it. TPM DC

State Official Orders Insurance Company To Sell Insurance To Children

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Newscom

To prevent the "free-rider" problem, where parents would buy insurance policies for their children after they get sick, the law provides for a brief open-enrollment period, during which children can get insurance without first getting a medical screening. With four days notice, Regence informed Kreidler that the company would eliminate children's plans.

"Regence's decision had a serious impact on Washington families and could've had a devastating impact on the insurance market," said Kreidler. "We worked hard with the large health insurers to accommodate their concerns and most, including Premera and Group Health did the right thing. Frankly, Regence deserves the backlash from its decision. It overreacted and now finds itself in violation of the law."